Search
Related Links




    

Informative Articles

How To Create Your Own Travel Discounts!
Why not take the initiative and find your own ways to cheap travel by making your own discount? As you know, hotel and rental car owners don't just offer you discounts at random. Usually, they offer discounts during off-peak seasons. As a savvy...

Must Read Tips For Shopping & Booking Your Travels Online
Booking & shopping online has proven to revolutionize the travel industry. There are many pros to utilizing online booking sites to plan your trip. Bottom line is, it saves you time and money, both important factors when planning your trip. Before...

The lowdown on china travel
The fragrance of fish, lobsters…, the sturdy Great Wall, the broken hush of winds by the Martial Arts, the grand museums and unpretentious down to earth people…welcome you to the third largest country on the globe-China. China is universally known...

Travel Guides- An Overview
Travel Guidebooks- An Overview By Victor K. Pryles©2005 http://www.paupertravel.com (548 words) You can get reliable, useful information from guidebooks. Yet, some are better than others and often, it's important to know what...

Travel To Stowe Vermont - Ski Vacation Capital Of The East
Nothing says New England like a small white church with it's steeple rising in the air high above orange, yellow and red hued fall leaves beneath a sky so blue that you can actually feel the cripsness of the fall air. One of these most famous New...

 
Is it Wise to Purchase Travel Insurance?

The best way to determine if, for you, it is wise to purchase travel insurance, is to consider the various emergency situations that could arise during your trip, determine the best guess for the cost of each, and see whether you can afford to pay for the worst case scenarios out of your own pocket.

If the answer is no, then it is indeed wise to purchase travel insurance.

Even if the answer is yes, however, money is not the only issue in determining the wisdom of travel insurance.

Let's take a look at what can happen in your travels - the situations that travel insurance could have covered. You and your family take a delayed flight from home to another location where you are to change planes. Because of your delay, however, you have missed your connection. Your tickets are non-refundable, non-exchangeable. You are now faced with the purchase of new tickets, with a hefty last-minute price tag, as well as the feeding and housing for your whole party as the next flight is tomorrow morning. If you had been wise and purchased travel insurance you would have been reimbursed for these costs.

Your spouse is diabetic. Her purse is stolen while you are traveling. You have no travel insurance and you're in a foreign country. How do you


retrieve the money lost from her wallet, replace her much-needed reading glasses and, most importantly, get her the insulin she so desperately needs? If you had been wise and purchased travel insurance you would have been reimbursed for these costs. You would have also had someone to call or see for help purchasing insulin.

You have had a wonderful vacation and you're ready to travel home. You suddenly get the word that the airline on which you are returning has gone bankrupt and all planes are grounded. How do you get home? To whom do you turn for help and advice? You are in a country where few people speak your language. Who can help you translate? If you had been wise and purchased travel insurance you could have not only been reimbursed for the loss of the price of your airline tickets but you could have been provided with a translator and someone to help you find an alternate flight or cruise home.

These are but a few of the common occurrences when traveling. Perhaps travel insurance is indeed a wise decision.
About the Author
Steve Cogger, an active traveler, has developed the http://www.1-Happy-Traveller.com website for your convenience. Visit today for all of your travel insurance needs.