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Enjoy Indian Diwali Holiday Through India Travel Guide
TravelGoIndia.com is one of the finest and most informative India Travel Guide that can be found on the internet. Without doubt the website is rich in information on India and it provides all the necessary information that a tourist to India might...
HeroVacations.com Adds Numerous Golf & Travel Packages to Web Site
HeroVacatons.com has recently added an extensive array of golf and travel packages to its Web site. There are numerous destinations and packages from which to choose. Orlando, FL (PRWEB) May 9, 2005 -- HeroVacations.com, a Web site that serves the...
Namibia - A Bountiful Harvest Awaits the Adventure Traveler
Namibia is a largely arid country of stark rough-hewn beauty. The most vivid images are those of a haunting technicolor landscape of swirling orange dunes, shimmering mirages and treacherous dust devils. The apparent desolation is deceptive and...
Tips For Traveling With Kids
TIPS ON HOW TO ENJOY TRAVELING WITH KIDS
Thinking twice on bringing your kids along when you travel?
Traveling with children need not be stressful. Here are few tips
on how you can enjoy your trip with less trouble and more fun.
*Plan...
Travel tips for your next Myrtle Beach Vacation & Insider Time Share report
Climate
The climate in South Carolina is generally mild and humid. Spring starts in March, and the beaches are busy by mid-April. Summer begins in May with pleasant balmy days that become quite hot before the season's end.
Autumn brings a...
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Travel Insurance - Do I Really Need To Buy Cover For A Holiday In Britain?
Last week my wife and I booked a seven day holiday in Tobermory
on the wonderful Isle of Mull. All that grand scenery with
brightly painted houses clustered around the harbour. Hands up
who knows Tobermory as Balamory!
You could have knocked me down with a feather when the travel
agent assumed that I wanted travel insurance for an additional
£27.50. Not on your Nellie the Lock Ness monster, I thought. I
can spot a rip off when I see one! Who needs insurance for a
trip to another destination in Britain? The NHS is free and in
an emergency, my daughter could drive up and take us home.
Later in the comfortable setting of my lounge I got to thinking
.......
Holiday disasters don't only happen abroad. So I made a list of
the risks:
One of us could be taken ill before we depart and we'd be forced
to cancel. As the ferries and the hotel were non-cancellable,
we'd lose everything we'd paid.
My parents are getting on. God forbid, but I'd have to cancel
the holiday if something happened to them just before we're due
to go.
My wife or I might be called up for jury service.
There may be a major delay at the ferry. Besides the
inconvenience, we have to arrange an overnight stay in Oban.
Someone might steal our luggage
I've just bought an all singing and dancing camera especially
for the trip. I might lose it.
If either of us were hospitalised we wouldn't want to be stuck
on Mull. We'd want to be transferred to our local hospital in
Cheshire.
Then it struck me that my Home & Contents insurance would
probably cover me for loss of luggage or my camera if I was
travelling in the UK. I dug out the policy. Lucky I checked. I
was only insured for "personal possessions" if the items were
listed and as I'd only bought my camera last
week I hadn't got
round to getting it documented on my policy as a valuable item.
Another point struck me. If I made a holiday related claim on my
Home & Contents policy I'd lose my no claims discount. That
didn't appeal one little bit. I've a ten years claim free record
on my H&C policy and it still cost me £305 a year. I jotted down
a note to self - when that policy comes up for renewal, check
out the Internet to see if I could get it any cheaper.
By now £27.50 for a travel policy was beginning to look
worthwhile.
But you'll realise I'm a bit of an old skin flint - at least my
wife says so! I know, get online and check out whether the
travel agents' policy at £27.50 was competitive.
Not all the sites I visited could offer me single holiday
insurance within the UK but within ten minutes I'd found what I
wanted - a travel policy and a saving of over £10!
Time to read the small print to make sure I truly had the cover
I needed. Great, all the risks I had jotted down were covered.
They'd even pay me £30 if my ferry was delayed for up to 12
hours and then give me the option to cancel my trip and get a
refund.
Now check out the exclusions - what wouldn't they pay for? I
wasn't covered if my holiday was for less than two nights or if
my holiday destination was less than 25 miles from home. I also
had to pay the first £30 of any claim. All seemed fair to me.
The decision was made. Key in my credit card details and CLICK I
was insured. Peace of mind restored!
About the author:
Michael writes for Brokers Online who offer most UK financial
services including t
ravel insurance Travel Insurance Topics
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